Loan Programs

Best Mortgage Loan provides the lowest rates in the state of Florida for several loan programs. We evaluate each borrowers situations in order to suggest the best mortgage loan type for you. Whether you are refinancing or purchasing your very first home, we understand all of the loan programs and we fit your situation into the perfect loan made for you.

All loan programs available on the Best Mortgage Loan website are listed below. Select any option for qualifying information.

Can I purchase a home with no money down?

Yes! This is possible with the USDA loan. Find out more about USDA loans with The Mortgage Lady here

What type of mortgage loans are available for veterans?

The VA loans page can help you with more information regarding loans available for veterans. Learn more about VA loans here.

What loans are available to first time buyers?

There are many loans available for first time buyers. FHA, USDA, and Conventional loans are all available to first time buyers. Click each loan to learn more about each loan. 

How much down payment is needed for a conventional loan?

Most conventional loans require a down payment of at least 5% of the loan amount for a fixed rate term or 10% for an adjustable rate. To learn more about the down payment for conventional loans, click here to learn more about conventional loans with The Mortgage Lady. 

What is an FHA Loan?

An FHA loan is a loan with minimal downpayment and allows for all types of credit, even those buyer with no credit score at all. Learn more about FHA loans here.